Credit Tips | Are you a Credit Abuser or User
Thursday, March 20th, 2008
American Express Credit Card Tips asks this question today:
Are you a credit card user or are you a credit card abuser?
Sounds like a simple question and should get a simple answer. We all know though that many Americans are in debt up to their eyeballs. Why? Everyone spends more than they can afford.
If you can’t pay it off in a month you don’t deserve it. Be careful with your credit cards. Use credit wisely. Credit cards can come in handy, but if you max them out you can find yourselves with no way out and like many credit abusers you will wind up going to a credit counseling agency.
Be careful if you are going to have a credit card always use it smart.